Top Reasons Why You Need to Hire an Auto Accident Lawyer

Being in a car accident can be a frightening and devastating experience. Whether your injuries are minor or major, the trauma and anguish of going through such an event can be paralyzing. No matter what, it is essential that you have legal counsel at your aid in the event of a car accident. Otherwise, you risk losing your rights and being taken advantage of by insurance companies and other parties involved in the accident.

As an injured person in a car accident, you are the victim of the carelessness of another person or of circumstances beyond your control, and you don’t really want to be one again. If you don’t seek qualified legal assistance this could be a real possibility. When you are involved in a car accident and don’t hire a lawyer, you can become a puppet of the underhand tactics of insurance companies and others.

If you assume that car insurance companies will adhere to the law and not cross their boundaries, you are being naïve. In reality, those companies will usually do whatever it takes to avoid payment. You may be found guilty of an accident you did not cause, if another driver makes false claims and the police believe him or her. An expert car accident attorney will help you in this situation, ensuring that your rights are protected and you are harmed again.

Letting the insurance companies and law enforcement authorities handle the situation is a problematic situation. To assume that they will keep your legal rights in mind is foolish, you are going to be taken advantage of and they will have their way no matter what. An accident victim may miss out on the compensation that they are owed. A person may be at fault in an accident and face fines and penalties which they do not deserve. Medical care is of utmost importance after a car accident. The next thing you should do before working with any car insurance company is hire an experienced and capable attorney. This can provide you with the much-needed mental relief. Keeping everything aside, anytime you are the victim of a car accident you should seek legal assistance to avoid becoming a victim twice over.

Car accident victims require attorneys and until they retain one, the insurance companies know that they’re dealing with someone who does not know the laws as well as they do. In the absence of a lawyer, a person who is stressed is dealing with the financial, physical and an emotional consequence of an injury is more likely to accept a settlement which is unfair.

Car and truck accidents can be prevented in many circumstances. If the driver was drunk or intoxicated, this is especially true. The lawyers are familiar with the issues related to drunken driving cases. They have conducted many investigations and read many reports of alcohol levels and toxicology reports.

Things a Car Accident Lawyer can do for you:

• Obtaining payment for your medical bills

• Obtaining compensation for your lost wages

• Obtaining compensation for a permanent injury

• Filing a Civil Remedies notice

• Filing a lawsuit

• Attending a pursuit mediation

• Completing an accident investigation, obtain the police report, take scene photos

If you have been involved in an auto accident, an accident attorney is going to be crucial in your case. Unless you are skilled in law, insurance, and negotiation, handling all of the things a lawyer can do for you is going to be difficult at best.

Accident Lawyers and Auto Accidents

Accident lawyers deal with a number of cases that stem from auto accidents to accidents on the job. Auto accident lawyers defend their clients rights and must know a plethora of laws that protect people, such as workmans compensation rights. Lawyers can work with insurance companies, to ensure claims are processed properly and to guarantee the victim gets all benefits they are owed.

Accident lawyers, specifically car lawyers, take care to provide the best service to the victim. Whether the person suffered from a dog bite or was struck in an auto accident, accident lawyers are on the side of the victim. Accidents occur every day and everywhere, and accident lawyers must be prepared to handle large caseloads. There are a number of people that get involved in accidents and do not seek the help of a lawyer, but it is probably best to do so in order to ensure all rights are given.

Claims for auto accidents can be hefty and lawyers can assist the victim in processing claims. They can work with the insurance companies to gather all information the victim would need to properly process the claim. Insurance companies have many policies that can be difficult for an accident victim to understand. If the victim has a lawyer, it can make the process easier, allowing for the victim to be at ease. Especially if the victim has been injured, the lawyer can work directly with the insurance company and relay all information to the victim.

Auto accidents in the winter are especially treacherous, with many people not taking their time to drive in the snow and/or ice. The numbers of accidents increase during this time of year and accident lawyers have to be alert and ready to take on a plethora of cases. Another type of accident that occurs in the winter is slip-and-fall accidents.

Car accidents account for a large number of injuries per year. An experienced auto lawyer will know exactly how to handle the claims and assist the victim as best as possible. It can be difficult for the lawyer to work with a client that has been severely injured, but they are take care to know how to properly work with their client and provide the best service. The lawyer will discuss in-depth with the client how long it will take to process the claim. Due to the number of clients lawyers have, they are experienced in knowing the length it will take for a victim to receive their benefits from the insurance company.

It is always best to take care, whether it is while driving, working, etc to avoid accidents. Processing an accident claim can be a draining experience, not to mention the recovery time it takes to heal if injured. But knowing that a lawyer would help in part of the process can allow the victim to rest and take care of him- or herself. Accident lawyers are there to help and make the process as easy as possible.

Why You Should Report a Minor Accident to Your Insurance Company

It happens frequently: after a car accident with no injuries and negligible damage, the involved drivers agree upon a settlement without involving their respective insurance companies and minus the official police report. Unfortunately, too many times this arrangement just does not end well.

According to the experts, the only way that you can be assured that you will get compensated for the damages is to file an insurance claim.

Take the following incident for a prime example of the above.

I was minding my own business as I drove down the quiet, rural street where my home is located. Suddenly, I felt the force of a crash as another vehicle collided into me from behind. I exited my car to view the damage. To my surprise, the other driver – the one who had caused the accident – was my good friend and neighbor.

“Sorry,” said John with a sheepish smile.

“Don’t worry about the damage, I’ll take care of it personally. Let’s not involve the police or the insurance companies. This way, there’s no risk of an insurance premium increase, as often occurs after making a claim.”

At the time, it didn’t occur to me that there would be any problem with this arrangement. After all, John and I were friends, neighbors that met on a regular basis.

“Sure,” I responded. “If that’s the way it works best for you, I’ll go along with it.”

Well, the story did not end on a happy note. I got the back fender fixed and sent my receipt to John, with no thought that there would be anything to worry about.

I was wrong.

It’s been 60 days since the accident, and I have yet to receive recompense from John who has no shortage of excuses and promises that the payment is coming…

The above scenario repeats itself time and time again after minor collisions.

Drivers, beware!

Even if the other driver is your friend, neighbor or a trusted acquaintance, there is never 100 percent assurance that you will see payment for the damages he or she caused.

In an instance where the liable driver does not honor his or her monetary commitment, time has elapsed and it may be too late to offer adequate substantiation in regard to damages and who is at fault

Besides, the liable driver may betray your trust and report the accident to his or her insurance carrier. He or she may go even further with the betrayal by twisting facts and actually lying about injury claims that never were present at the time of the accident. If this occurs, your insurance company may have to ship out a large payment. It may also initiate a lawsuit against you, as well as forcing you to pay the remainder of what the courts deem your obligation after your insurance company has reached the limits of your policy’s coverage. Lastly, you will be in for an unpleasant premium increase.